DrId know you if you don’t pay social Security, You may qualify for Marital benefits Are you married or previously married to a shareholder?
You may qualify for Retroactive Social Security benefits.
Investopedia reports that “spouses who advance to full retirement age may be eligible for benefits equal to 50% of the other spouse’s benefits.”
What are the advantages of retroactive effect?
Retroactive benefits are “One payment to the Social Security Administration (SSA) can be offered to people who delay applying for retirement benefits beyond their full or “normal” retirement age.
If you submit a file Social Security benefits After you reach your full retirement age, you can request retroactive compensation to make up for your missed monthly payments.”
You can get max six months.
What if I don’t have a spouse or file for regular non-spousal retirement benefits?
If you place a regular order, Non-marital retirement benefitsWhen you reach your full monthly retirement age, you may lose your earned “deferred retirement credits.”
What about marital benefits?
There are no deferred retirement credits. You cannot claim retroactive delay upon marriage.
By applying for Marital Social Security Benefits After your full retirement age, you may qualify for “retroactive payments.”
The best way to apply for spousal benefits is to wait for it to come to you full retirement age And collect it immediately.
However, before applying, check the information with a file advisor on your Social Security Office.
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